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My daughter bought a Clarity Touring PHEV two years ago and loves it.
My Volt got totalled last summer and I wasn't able to find a Clarity in the color and trim that I wanted at the time so I'm driving a 2017 LEAF that I picked up for less than $13k for now. I've ordered a Clarity but don't...
Your ELR had light regen when you were coasting but added regen to do most of the braking when you pressed the brake.
Teslas regen with your foot off the accelerator but don't add anything with brake use.
Regarding the original proposal, the Hyundai Ioniq hybrid incorporates a 12 V Li-polymer(?) battery in the housing of the HVB and covers it with the lifetime battery warranty (for the original owner). There's even a button the dash you can use to "jumper start" the 12V section from the high...
Drive at night in the rain without lane divider bumps or reflectors (particularly when road seams are more visible and not coincident with the lane markings). Much of the northern part of the country has no physical lane dividers--just paint on blacktop.
I seem to remember from living in Massachusetts long ago that you couldn't register your car without it being explicitly added to an insurance policy. That, coupled with the absence of temporary tags might explain their policy.
There appear to be two "stages" to the transition. Instantaneously the pattern changes, then there's a slow translation in each direction that lasts a second or so after the first. I suppose that the shutter might move quickly then slowly, but that wasn't my impression.