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Thanks everyone. So much information. Food for thought. Buying outright still seems to work for us. We want to keep the car, using it for trips to Europe (instead of flying). Not sure leasing works.

I'm seriously considering buying a model 3 AWD long range. We're in the fortunate position that we can just about afford to buy the car without finance. However I've been told I'm mad to consider this. With all the tech updates coming I should only consider leasing. We don't change cars...