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Update: I called PenFed up and asked if they were able to waive the $500 deductible requirement and they were able to do that which is great.

If you are thinking about financing through Penfed with the 1.49% loan, you should know that they have a $500 deductible requirement for collision and comprehensive with your insurance carrier. If you are expecting or want to have a $1000 deductible for your cost estimates, going to a $500...