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Agreed. To make it official, I'll post the limits I am now using after receiving so much insight from this thread Bodily Injury - $250k/$500k Property Damage - 100k Uninsured Motorist - $100k/$300k (still debating on this one) Medical Payments - $1k per person P90D Coverage Collision - $1k...

@JMG Very eloquently and simply said. You made me feel as though I have gained significant knowledge on this topic just from reading it. I may be showing my ignorance but I thank you for the information regardless:biggrin:

lol tricky play on words, but agreed:biggrin: I'm not even a TSLA shareholder haha, though i have considered

Thanks for the tip Brad and Jennifer!! Don't really have a problem doing either of these two things as they don't change the price per month too much, especially if it's so highly recommended. This is an investment I'm protecting after all, thanks for reminding me of that:smile: A question...

Hmm that's interesting. I never thought about the state in which I live being considered high risk as well:biggrin: At any rate I will surely be looking into the recommended insurance firms you've listed. As for the deductible amounts, if $1k makes a significant difference with these insurers I...

I can agree with both points of view. I can appreciate the comfort of a lower payment monthly since I am a safe driver and haven't had to file a claim to date. On the other hand we don't plan for accidents to happen and having a low deductible does create a peace of mind if something were to...

I'm with max on this one, why is that? I don't mind having a little higher monthly to pay less out of pocket in an already stressful situation like a collision. I can do $1K but don't feel like its a necessity as it didnt make a significant difference in my quotes anyway.

I have never even had so much as a speeding ticket<knocks on wood>. Maybe my age? I would hate to think that it would play that much of a factor though it may just be the case. I'm still in my 20s, I have excellent credit (750+), and am financially comfortable with such a purchase as the P90D. I...

Hello all, I'm getting my P90D soon and have embarked on the quest for insurance. I currently have Geico and after almost suffering a heart attack when quoted for adding the P90D on to my policy(an extra $2500 per 6 months), I've decided to move on and find something a bit more...