FWIW - via tesla finance, I got 0% for 60 month only - for 72 mo, I had to put down 10% - I've owned several cars in the past, and in all cases., pay them off in 3 years (loans I get are always for max years as long as interest doesnt change). Alliant CU offered 105% LTV with 0% same 1.49%, 72...