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Socal/LA is the uninsured driver capital of the world. Seeing as how the bank's funds are secured by the vehicle, and insurance companies have designated LA a high risk geo, it makes sense that they'd price that in. My buddy with a clean driving record and tier 1 credit pays about as much for...

Seems like geo has something to do with it. Socal seems to be getting higher rates for the 60 mo. You also have some of the highest insurance rates also. Wondering if there's a correlation there...

Thanks for the help, all. After e-mailing teslafinance, they re-ran the application with Chase and my rate came in at 1.89% for 60 months.

I asked my Advisor to check for a lower rate and this is the response I got: "...we take the best offer from our partners and that's what we present to you. 2.49% is the lowest APR you'll see taking this route. If you wanted to apply directly with another bank, you can do that" Am I asking the...

I'm seeing 2.99% with excellent credit on the Chase website. How were you able to get such a low rate?