Also, this thread might be helpful
teslamotorsclub.com
Tesla loan comparison spreadsheet - auto updates hourly
so we dont need an exisiting loan with tesla to do the rate match directly?
teslamotorsclub.com
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1.49% loan for 60 months at Stanford credit union
- Thread starter Av8rrob
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and maybe this link
www.dcu.org
Auto Loans | DCU
Whether your dream car is new or just new-to-you, DCU's auto loans make it easy to hit the road by offering low auto loan rates and flexible terms
www.dcu.org
jrmnet
Member
That works out to $69/month to own an M3 Performance, not bad at all!
I bought a beautiful 2016 Model X P90D with 41,000 miles and in perfect new type condition in July with every option you can think of for $60,000.00. I have the original window sticker and the original buyer paid $152,950.00 for the car in 2016! So they lost $92,950.00 in 5 years and no chip shortage here and supposedly high used car prices during that time. Every car looses a tom of value as soon as it is driven off the lot.
That's a pretty good offer, especially for 72 months. Rates are up a bit in the past few days so not sure how much better you'll get than 2.49%.
If/when you get a lower rate with DCU, then contact Tesla to switch to your own financing.
Rates at these low levels are basically a gift from the Fed Chairman. IMO interest rates will not be this low again in our lifetime. Auto loans at 2% for 72 months were unheard of years ago.
Stay away from DCU. Horrible customer service. Their BBB rating is a 1 star. Bad news with this credit union. BBB Rating
el-guapin
Trust no One
Don’t think they do. But the banks they deal with might. You most likely will have to go through them directly.
I have not had a bad experience with DCU and was able to secure 1.24 interest rate for 65 months and check was mailed overnight
Good to hear I was thinking about trying them as well it appears you need to be referred though?
and maybe this link
Auto Loans | DCU
Whether your dream car is new or just new-to-you, DCU's auto loans make it easy to hit the road by offering low auto loan rates and flexible terms
I applied through DCU yesterday. It gave me a webage saying "Application Received", however no confirmation email. The webpage made it clear, do not call or email as no one can help, just wait for contact.
How long will this take? Due to the ridiculous nature of the waiting period after purchasing, I waited to apply for financing until I received my vin. Now I'm sitting here hoping tesla doesnt call to confirm a pick up date and then financing takes too long
do not worry too much
they will contact you eventually
they are more interested in you as a client who is willing to get a loan than you in them
Yup typical rate is 1.99. If you have direct deposit they will take off half a percentage and additional quarter percentage for EV
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