SunCharged
Member
It’s not just the deductible. You shouldn’t put small claims in any way. Which is when a low deductible is a bigger win. And if you do put small claims in the difference will go up.
I won’t bother with a claim up to several thousand.
Why are slumming it in the model 3 forum? Surely someone with several thousand to throw around should be with their own kind in a Bentley forum, or better yet the county club. (OR are you actually an insurance agent???? Haha)
Again, if the low deductible only costs a few bucks more and saves thousands by actually using insurance when needed, why wouldn’t you use a product you pay for?