has the covid19 situation affected how much you drive? my wife and I just put the 3 on our insurance, and it raised our premiums like 20$ a month compared to our previous car (2 cars + homeowners, credit cards and personal property through USAA) however we noticed our annual driving estimates were 12k on her car and 15k on mine. My wife is now working from home full time and I am splitting my time so we dropped those down to 6k/yr for her car and 10k for the 3 and that alone dropped our 6month premium by 60$. So came out to ~10$ a month increase for the 3.