Go with the 90D, you won't regret it. If you do a lot of long road trip (using superchargers), or you don't have charging at home or at work (again, rely on superchargers), it makes a huge difference. Like other have already said, you add more range in shorter time with the 90D battery at superchargers. Also, you will be using less extreme value of the battery which give you bigger margin of safety and your battery will last longer. If you go with 75D, you will be constantly charge above 90% and empty it to below 5% all the time just to get anywhere, again, especially long road trip. You definitely will have more "range anxiety" with 75D because there will be more occasion where your battery is running below 10%. Another factor is that if you supercharge your car and then you go for lunch at the same time, you can drive longer without charging again. It helps a lot in terms of the "charge time vs drive time" ratio.
Also, don't be fooled by any of those EPA range claim. Real world range is about 80% of EPA at best. You will have a much better Tesla experience by going with 90D.
When you are spending almost 90k for a car, don't try to "save money" by not spending the extra 13k to get a better experience. You want a car with almost no limitation with this kind of money. By going with 90D, you definitely will worry a lot less about driving speed, temperature inside the car, range, margin of safety with battery, where you can go, and most importantly, your wife and kids won't be screaming at you "we are charging again!?"