So I've bought an inventory Model S, it's in transit from a service centre on the other side of the country. In the mean time I have to pay for it. This is supposed to be easy because I've saved and invested diligently and have all the money I need to cover the purchase. What I didn't count on was how long it takes to move bits from one database to another in 2015. A bit of an explanation, I don't have $100k sitting in my chequeing account, instead it was mostly in investments, I didn't start cashing out those investments until after I had put down a deposit on the car. Here's where the delays start: $100k in investments, mostly in US stocks (a large portion in TSLA for what it's worth) So I have to sell those and convert to Canadian dollars, my brokerage charges an outrageous 6% for currency conversion, so to avoid paying $6000 in fees I do a Norbert's Gambit which involves purchasing stock in a company listed on both US and Canadian exchanges, bought a stock on the NYSE, journal the stock accross and sell on the TSX Here's where the first delay comes in, brokerage can't journal the stock from NYSE->TSX until the trade has settled, 3 days, then it takes 3 days to do the journalling. So that all happens, I sell the stock on the Canadian side and I try to get the funds out of the brokerage account in to my bank account so I can send them to Tesla, brokerage won't release the funds until the second trade has settled (another 3 days) Then there's a limit of $25,000 per day withdrawal, so 4 days to withdraw $100k, (I'm now on day 2 of this process) Then we'll have to wait 2 days for the electronic transfer to make it's way from the brokerage to the bank Then my bank will want to hold the funds for 5 days Then apparently a wire transfer can take 3-5 days to get the money to Tesla. So all told it's over 20 days... no, scratch that, BUSINESS days (so weekends, and statutory holidays like today (Canadian Thanksgiving) don't count) How on earth is our financial system so screwed up that this should take this long when everything is computerized and electronic? and it's not like I'm dealing with some backwoods hick companies that have never heard of the internet, these are companies that deal almost exclusively online, their understanding of modern technology was one of my selection criteria when picking organizations to deal with! I'm now looking at the very real possibility that my car will have been prepped and shipped thousands of km, (and all on Tesla time!) faster than I can move money I already have from stocks to Tesla. and this could cause me to have to delay delivery by up to 2 weeks!