Thankfully insured and third party was 100% at fault so all claimed off of him but there was a lot of damage under the bumper. It was a 35/40 MPH collision and we were nearly stationary. New bumper, boot lid and a few of the items underneath as well plus the labour. The £12k doesn’t even include the loan LR model 3 which was billed out at £235/day for the 1.5 months the repair took (parts took ages!).
doesn’t that still pass through to the rear car 3 as its their impact that pushed OP into the car in front? Assuming blame is agreed to be the car that hit them, I’m not sure why they’re expecting to pay anything?