It's important to remember that the property repair costs of the car is only part of the equation. If you talk with actuaries, injuries to occupants has a very large impact on total costs as hospital visits are very costly. My insurance has been renewed for it's third time now with no change in rates, which are only slightly higher than my old Honda.
I confess I was initially a bit shocked by how inexpensive the Model S is to insure (just over $1000/year) given the price of the vehicle and the cost of repairs. Given Tesla's apparent policy of "replace, don't repair" when it comes to damaged parts, I imagine the insurance cost will be rising very quickly soon. :crying: