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Add Model Y to Insurance Policy

scherer326

Member
Aug 24, 2018
272
124
Florida
mytesla webpage under next steps says Insurance. Do I need to do this now inorder to get a delivery date or can I just add model y right before delivery happens. Also how do I add this to say Geico if I dont have possession of the vehicle yet?
 

FlagB

Member
Mar 9, 2020
13
2
Atlanta
mytesla webpage under next steps says Insurance. Do I need to do this now inorder to get a delivery date or can I just add model y right before delivery happens. Also how do I add this to say Geico if I dont have possession of the vehicle yet?

All you need is the VIN number to get proof of insurance before delivery.
 

Jeffgtx

Member
May 20, 2014
318
95
West coast
You don’t need to provide proof of a model y policy. You have to show proof you have auto coverage on your existing car. Most insurance companies give a grace period when you buy a new car to update the policy after the purchase. You can just upload your existing auto card.
 

frankvb

Supporting Member
Feb 29, 2020
900
553
San Diego, CA
You don’t need to provide proof of a model y policy. You have to show proof you have auto coverage on your existing car. Most insurance companies give a grace period when you buy a new car to update the policy after the purchase. You can just upload your existing auto card.
It depends on the state. Someone posted a link, can't find it in the Tesla FAQ right now.
 

bcs92

Member
Mar 12, 2020
89
49
Tampa, FL
You don’t need to provide proof of a model y policy. You have to show proof you have auto coverage on your existing car. Most insurance companies give a grace period when you buy a new car to update the policy after the purchase. You can just upload your existing auto card.


This is what I thought. Thanks!
 

Lozzy

Member
Mar 15, 2020
208
137
NC
Perhaps someone actually from FL can answer but it is one of the states that requires the vin to be specifically listed on the policy. I would contact your agent and give them the details and they can put the coverage in force on the day you need it.
 

StefanG

Member
Feb 28, 2020
29
15
Charleston, SC
I live in SC and have to wait on the VIN number to finalize the insurance. This is what my order page is showing in regards to VIN related insurance requirement:
 

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BeeBee

Member
Mar 15, 2020
99
41
Boston Suburb
First time posting on his forum... I received a couple of texts and a phone call from Tesla more than 2 weeks ago. I entered all of the "Next Steps" on my account except final payment. No confirmed delivery date yet but hopefully I'll be taking delivery by 3/31/2020. Regarding insurance, in Massachusetts where we will take delivery, 1-2 days before taking delivery the car dealer and the insurance agent work directly with each other to confirm a policy is in place. So the Tesla Sales Manager in MA said all he needed me to upload to my account was an insurance quote with the name and contact info of the agent for them to contact. The other important thing to note (I've seen this on several YouTube videos for all Tesla model purchases) the VIN on your MVPA could be a place holder and could change a few days before delivery. My insurance agent said she was familiar with this on Teslas and was able to get enough info from my VIN to give me a tentative quote (final quote after the dealer gives her the actual VIN). BTW, my VIN is under 500 so I am skeptical that is the actual VIN... we will see. I'll keep you posted.
 

Tj323

Member
Nov 3, 2019
151
38
Us
First time posting on his forum... I received a couple of texts and a phone call from Tesla more than 2 weeks ago. I entered all of the "Next Steps" on my account except final payment. No confirmed delivery date yet but hopefully I'll be taking delivery by 3/31/2020. Regarding insurance, in Massachusetts where we will take delivery, 1-2 days before taking delivery the car dealer and the insurance agent work directly with each other to confirm a policy is in place. So the Tesla Sales Manager in MA said all he needed me to upload to my account was an insurance quote with the name and contact info of the agent for them to contact. The other important thing to note (I've seen this on several YouTube videos for all Tesla model purchases) the VIN on your MVPA could be a place holder and could change a few days before delivery. My insurance agent said she was familiar with this on Teslas and was able to get enough info from my VIN to give me a tentative quote (final quote after the dealer gives her the actual VIN). BTW, my VIN is under 500 so I am skeptical that is the actual VIN... we will see. I'll keep you posted.
When did u order ? Specs of Y ?
Thanks & congrats !!
 

bcs92

Member
Mar 12, 2020
89
49
Tampa, FL
Perhaps someone actually from FL can answer but it is one of the states that requires the vin to be specifically listed on the policy. I would contact your agent and give them the details and they can put the coverage in force on the day you need it.

Yes the VIN must be on the policy. To purchase you need proof of insurance on current car because a car cannot have title transferred in FL without proof of insurance (unless the car will not be driven), but you have a brief period of wiggle room to add the specific car from the days before digital insurance cards. Since I have Geico, I typically add the car to my policy at the time of purchase because unlike here I usually don't know the VIN until I'm signing the paperwork.
 

interfx

Member
Feb 22, 2020
52
35
Greater Atlanta
So I'm also stuck on the "upload" proof of insurance step. (I'm located in GA). Spoke with my insurance company, and they can't create "proof of insurance" with a VIN number...

2 questions.

1. Do I just upload a proof of insurance of my existing vehicle? (website says not allowed for Georgia)
2. Wait for Tesla to send me a VIN number? or are they waiting on me to upload the proof of insurance?

This part of the process is not "easily" understood...

Thanks all for advice. on these 2 options, or others you have used that worked?
 

Y am I here

Member
Mar 20, 2020
16
3
Raleigh, NC
So I'm also stuck on the "upload" proof of insurance step. (I'm located in GA). Spoke with my insurance company, and they can't create "proof of insurance" with a VIN number...

2 questions.

1. Do I just upload a proof of insurance of my existing vehicle? (website says not allowed for Georgia)
2. Wait for Tesla to send me a VIN number? or are they waiting on me to upload the proof of insurance?

This part of the process is not "easily" understood...

Thanks all for advice. on these 2 options, or others you have used that worked?

I was in the same situation until yesterday when the "On the way" email, "Select appointment" text, account page updated to "Provide payment" and contract appeared with VIN there and in the source code search. Now I can call my insurance company to provide it. All of those things happened 2 days after getting the call from my local Tesla delivery center. They're pushing hard to close out the quarter.
 

interfx

Member
Feb 22, 2020
52
35
Greater Atlanta
I was in the same situation until yesterday when the "On the way" email, "Select appointment" text, account page updated to "Provide payment" and contract appeared with VIN there and in the source code search. Now I can call my insurance company to provide it. All of those things happened 2 days after getting the call from my local Tesla delivery center. They're pushing hard to close out the quarter.

Thanks, yes it appears they're trying to hit their quarterly number...

If you don't mind me asking, how long did you wait after filling in the various forms, before you got the email? days, weeks, months?

Just trying to keep my family calm, as they're more excited than I am...

Thanks!
 

Y am I here

Member
Mar 20, 2020
16
3
Raleigh, NC
Changed to Prepare for Delivery 3/8 in account but email came 3/10 (I check my account all the time)
Never put in Insurance or Payment Info
3/17 Phone call from delivery center confirming ready
3/19 Email Tesla on the way
3/19 Text Offering Delivery Time/Day (offered 3/30 & 3/31 and I took 3/31 after 3/30 were full)
3/19 Account changed to Please pay prior to delivery and contract/VIN (188x) appeared
 

mswlogo

Well-Known Member
Aug 27, 2018
6,069
4,696
MA, NH
It depends on the state. Someone posted a link, can't find it in the Tesla FAQ right now.

To satisfy web site you just need proof of current insurance. To pickup you want an insurance binder for that VIN. It may vary by state but in MA Tesla registers it at pickup time (not a temp registration) and it can’t be registered without a stamped insurance binder for that VIN (which is all electronic now).
 

Reason

Member
Dec 21, 2019
42
5
Rhode Island
To clarify - we just upload a copy of current insurance on a prior car? If so, that makes sense but I wish it said that on the website. Would love to get the car before the shutdown so I can be social distanced in my MY.
 

Bentesling

Member
Apr 7, 2019
65
51
Colorado
In Colorado I was required to add the actual VIN to my insurance policy and provide that to Tesla before walking away with the car in hand. That was in 2019.
 

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