Hello. First a small back story so I just moved to Texas from MA. My premium before Tesla with progressive was $600 at bi-yearly. After I got Tesla it shot up to $950 and now in Texas I am being charged $1100 every 6 months.
Decided to try Tesla app as I see a lot of people getting good monthly rate for safe driving. When I took a look it is saying I'll be $200 a month ($1200 every 6 months) with a score of 90. Is this something that happens until they start tracking you?
The reason I ask is because I am disappointed how I have driven for 17 years without any record of speeding or accidents but continue to pay a lot with the excuse being "those cars has others speeding or getting into accidents that is why you also suffer".
Any advice in regards to how the rate drops? I always keep my distance, try to do slow breaking as I want my wife and family to feel relaxed and able to sleep on long drives.
P.S. Does regenerative breaking cause drivers to get bad scores down the line? I rarely ever use my breaks unless someone cuts right in front of me quickly.
Thank you for all the advice and help
Decided to try Tesla app as I see a lot of people getting good monthly rate for safe driving. When I took a look it is saying I'll be $200 a month ($1200 every 6 months) with a score of 90. Is this something that happens until they start tracking you?
The reason I ask is because I am disappointed how I have driven for 17 years without any record of speeding or accidents but continue to pay a lot with the excuse being "those cars has others speeding or getting into accidents that is why you also suffer".
Any advice in regards to how the rate drops? I always keep my distance, try to do slow breaking as I want my wife and family to feel relaxed and able to sleep on long drives.
P.S. Does regenerative breaking cause drivers to get bad scores down the line? I rarely ever use my breaks unless someone cuts right in front of me quickly.
Thank you for all the advice and help