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Alloy wheel insurance?

JimboM

Member
Feb 25, 2020
63
23
South West
Anyone any experience?

M3P 20” wheels looking fairly vulnerable and the potholes where I live are atrocious, add in a £2,000 insurance excess, suddenly circa £150 for 3 years alloy protection looks quite tempting...

Just wondering if the policies are a nightmare to claim on... ?
 

Bobly

Member
Sep 29, 2019
116
102
UK
Check the policies, a lot have a max payout of £150-£200 per claim, that would easily cover a refurb or a repair maybe, but not a replacement if a wheel is badly damaged. Not sure how I’d feel about driving around on repaired wheels.
 

Maz0

Member
Nov 30, 2019
67
36
Central Scotland
Check the policies, a lot have a max payout of £150-£200 per claim, that would easily cover a refurb or a repair maybe, but not a replacement if a wheel is badly damaged. Not sure how I’d feel about driving around on repaired wheels.
I done it for years with my BMW, chocolate alloys. At one point I had a wheel welded in 3 different places, guy refused to fix it again. Must have had 2-3 repaired wheels on the car at any time. Couldn’t afford £500 every time the car just looked at a pothole. The repairs were £70 a time. If its done right then theres nothing to worry about! I would want a replacement however if I had paid for insurance.
 

Radders

Member
Oct 8, 2019
293
101
Essex
I have taken it out, and need to claim on for a regular, minor kerb damage, only £110 (18" , I think slightly more for 20s)

MAx £100 per claim up to £1000 for 3 years so 2 refurbs in 3 years paid for itself, obviously for £110 I would be expecting replacement.

Once I've claimed In next week I'll update.
 

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