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Alloy wheel insurance?
- Thread starter JimboM
- Start date
I done it for years with my BMW, chocolate alloys. At one point I had a wheel welded in 3 different places, guy refused to fix it again. Must have had 2-3 repaired wheels on the car at any time. Couldn’t afford £500 every time the car just looked at a pothole. The repairs were £70 a time. If its done right then theres nothing to worry about! I would want a replacement however if I had paid for insurance.
I have taken it out, and need to claim on for a regular, minor kerb damage, only £110 (18" , I think slightly more for 20s)
MAx £100 per claim up to £1000 for 3 years so 2 refurbs in 3 years paid for itself, obviously for £110 I would be expecting replacement.
Once I've claimed In next week I'll update.
MAx £100 per claim up to £1000 for 3 years so 2 refurbs in 3 years paid for itself, obviously for £110 I would be expecting replacement.
Once I've claimed In next week I'll update.
Didn't put a claim through yet, as it's a mobile service and thought would be best to wait until the weather is a bit drier.
I'll update when I do though
Moderator comment - posts merged from "Alloy & Wheel insurance policy recommendations"
Hi
Has anyone ever had any experience with alloy & wheel style insurance policies?
If so, can you recommend a company based on an ease of claim experience. (I'm ideally looking for one that would allow myself to choose the place that the alloys are repaired)
Thanks
Scott
Hi
Has anyone ever had any experience with alloy & wheel style insurance policies?
If so, can you recommend a company based on an ease of claim experience. (I'm ideally looking for one that would allow myself to choose the place that the alloys are repaired)
Thanks
Scott
Last edited by a moderator:
stonecoldrmw
Member
Is it really worth getting this? Generally insuring fairly inevitable events (has anyone ever owned a Tesla and not kerbed at least one wheel??) isn't cost effective. The insurers wouldn't do it otherwise.
I didn’t make a concerted effort to find this type of insurance, but my first attempts at searching after getting the car last year turned up companies that had stopped offering it.
Recently, I sustained a buckle and extensive scuffing on two of my alloys after hitting an unavoidable, deep pothole. A new 20” for my M3P was £680 incl VAT from Tesla (fitted was £800+ at SC). I got them both repaired and the paint touched up for £96 all in. I had to search quite hard for a company that would take on that type of repair, but the results are fantastic: they look like new again.
Recently, I sustained a buckle and extensive scuffing on two of my alloys after hitting an unavoidable, deep pothole. A new 20” for my M3P was £680 incl VAT from Tesla (fitted was £800+ at SC). I got them both repaired and the paint touched up for £96 all in. I had to search quite hard for a company that would take on that type of repair, but the results are fantastic: they look like new again.
Hi Scott, yes, I've claimed twice. The Model 3 alloys do seem very susceptible to kerbing! They use local companies for the repair if you have one, but a mobile operator if you don't. For my first repair I chose a local company in Derby that I had used several years ago, but in the end they didn't seem interested, very poor communications. I went back to Tidy Alloys and within a few hours they had arranged another local company to do it the following day.
Both times I've had the repairs completed within about a week of doing the damage. No problems, and very efficient service. No paperwork at all, just a quick phone call to claim.
When I took out the insurance I had to send them photos of all four wheels to prove they were pristine, and when you claim you have to send a photo of the damage. With two repairs now done, I've easily recovered the £129 I spent on the policy. I also took out ding insurance with Tidy Alloys, but thankfully I've not had need to use that yet.
I’m looking into tyre and wheel insurance as I’ve seen a few USA performance Uber turbines with some major scrapes!!! Has anyone sorted this out already?
Not tyre but alloy insurance taken out through Motoreasy along with Gap insurance. Set up a couple of weeks back before I picked up the car just over a week ago at the end of May. 3 years cover with up to 12 claims during that time (each claim being 1 alloy repair) - as I recall that was just over £200 I think.
