I didn't purchase a service contract when I bought my loaner car, mostly because I couldn't afford it at the time. But I had thought I might get the annual service done anyway and just paying the $600 12-18 months down the road when I was in a better financial position, in the hopes that I would get access to some of the few benefits (improved resale value?, Hardware upgrades!!!). However, now that my one year anniversary is upon me, while I could certainly now afford to pay for the annual service, I'm hesitating. I think with the upcoming announcement on 10/9, and all the discussion over the new steering wheel and "potential" Adaptive Cruise Control hardware on newer cars, and the fact that it's been all but confirmed that these upgrades won't be able to be retrofitted to older cars, we have to put the final nail in the coffin of the "hardware upgrades with service agreement" idea. If "hardware upgrades" are no longer one of the benefits of the service agreement then what leg does it have left to stand on? The "service" that is actually done has always been of minimal value (wipers?, brakes???), so is there some other benefit to paying $450-$600 a year that I'm missing? What effect, if any, do you think having had annual service done will have on resale value? Appreciate others opinions.