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another Tesla insurance 'scam'

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Does anyone have Tesla Insurance in California? I also received that email about removing the discount that I wasn't even aware of and I only do about 4,000 miles a year. My 2018 LR model 3 now has just over 10,000 miles on it. I have Tesla insurance for more than a year. At first it cost about $100/mo. I added my wife to the account and it went to $137/mo which was reasonable. Now I asked to remove her due to her being away for 7 months and I was told that the rate would increase to over $145/mo because we would no longer have the "marriage discount"! Can anyone explain the logic here other than wanting to make more money?