My Model S is leased. I did that for risk management and to provide more options. But I realize leasing for individuals (vs. businesses) is inherently an expensive way to "rent" a car. My lease has a bit more than a year to go but I am already thinking about what to do when it is up. One option is to buy the car and I know there is a lease provision to purchase the car at the end at a set price. And I know one can cancel the lease early, but with a financial penalty. But can you cancel the lease early and then also buy the car? I suppose the buy-out price would be higher, and there would be a cancellation fee, but I wonder if the total is that much worse than paying the lease to the end and then buying. Has anyone done this combination? I am curious if it is a viable option. And by the way, when the lease ends the normal way, who will I be dealing with? Tesla or the Bank? I assume the bank because they are the owners of the car, as I understand it. But I have read about people being approached by Tesla regarding their options and trying to promote another sale or lease. I am new to leasing so I appreciate any insights from more experienced people.