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Anyone finance here?

asudan

Member
Oct 16, 2015
128
13
Phoenix, AZ
Alliant has 1.99% for 60 mos, 2.24% for 72 and 2.99 for 84mos.

Energy FCU is doing a special Nov 15th-Dec 15th for .99% for 48 months but it is only on loans of $50k and less.
 
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sorka

Well-Known Member
Feb 28, 2015
8,134
5,930
Merced, CA
DCU for 1.24% which is the only reason I financed at all. If I was buying today, I wouldn't finance if I had to pay anything over 1.75%.
 

gizmoboy

Member
Jul 2, 2015
700
38
Rancho Palos Verdes, CA
DCU for 1.24% which is the only reason I financed at all. If I was buying today, I wouldn't finance if I had to pay anything over 1.75%.

Why is that, sorka? I can easily get better than 2 or 3% return on investment elsewhere. Seems a no-brainer to invest that money and more than offset your interest expense on a loan.
 

sorka

Well-Known Member
Feb 28, 2015
8,134
5,930
Merced, CA
Why is that, sorka? I can easily get better than 2 or 3% return on investment elsewhere. Seems a no-brainer to invest that money and more than offset your interest expense on a loan.

It's a matter of safety. I have portion of my portfolio in AAA rated bonds but they don't return very much. Still more than the 1.24% I got at DCU (even after factoring that rate of return is essentially tax free).

If I was 100% in on aggressive grown funds and equities, like I was in my twenties, it would be a totally different matter.
 

Discoducky

P100DL, 2021 M3, 3 CT reservations and counting
Dec 25, 2011
3,585
4,985
My mountain
If they are descended from members. My dad was a vet, and when he joined then I became eligible to join. Now my kids are also members through me.

Just went through the registration process as my father was Navy. What was strange is that their system said I wasn't eligible, but then asked two more questions about if I was or had been married to millitary. When I said no it let me finish registration. Odd
 

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