I currently have esurance and for my 2020 M3 and my wife's 2014 ICE vehicle, we are paying $850 for a 250/500/100 policy. I hopped on Costco online today after upgrading to an executive membership. They gave me the same coverage with $1000 deductible and it came up to $406! I'm not sure if its because it's thru Connect which is powered by American Family, but that's $450 cheaper than what I'm currently paying. Anyone ever deal with claims thru Connect?