I'm not sure if there is a thread out there, perhaps this is another demographics thread. If so mods slap me and point me in the right direction. I would like to get input on how many of us are financing, who perhaps don't want to wait or feel they can't afford to drop that much money down to buy the car with cash. I suppose I would like to hear that I am right. That is, maybe I feel I am a bit crazy trying to finance 40k worth of a vehicle which otherwise could go to almost a third of my mortgage and pay off my house better. Or perhaps buy an ICE car (something I don't want to do) and have money left over to invest in stocks, something I would like to try my hand at more. I could even put the money in retirement, I am young (26) and starting now would be smart. There are numerous ways I could use the extra money then dropping 40k then financing for another 40k as my plan is to get the 230 with most options. I guess my ultimate question is, are you financing and why? I feel like I am alone sometimes on this forum when it comes to being someone who doesn't make over 100k (yet! ) or perhaps single income purchasing. The wife makes good money like me, but doesn't want to help. And that is not a jab at people with higher incomes, as I like to think those people earned it and went to school or worked hard and are working hard for it, more power to them. I would like to see however those people who make... I don't know 50-100k or maybe less. I guess I would like to know I am not making a silly financial mistake and I'm not the only one my wife should be calling crazy. Also it would be nice to get a feel for those naysayers saying "THIS CAR IS ONLY FOR RICH PEOPLE!" Because while I am not rich, I am above average I think but still not rich. This thread may also be titled "Should I buy this considering other options?"