I've reserved a Tesla. I'm also keeping my old BMW 2007 but I will drive less than 1000 miles per year. In fact I'll be parking it at a second home upstate. I've also got a '97 F150 I use for runs to the dump, which I use only 100 miles per year. However, when I got an insurance quote for all 3 cars, I was surprised to find that the $$-cost to insure my two basically-unusued cars barely went down. So I'll be paying full price for the Tesla insurance, basically the same price for BMW, and the F150 which I hardly use at all still has a significant cost. My wife and I only ever drive one car at a time, so having multiple cars like this doesn't increase our risk. The overall mileage we drive will stay the same. Clearly this isn't a real-world representation of the risk that they are trying to insure against. Does anyone know of an insurance company that will more accurately charge for this kind of usage?