So State Farm who I've been with since 2001 is skinning me alive. $313 a month for your typical 100k/300k yada yada on my 3 vehicles. I shopped around with Liberty Mutual, Progressive, and Geico. The latter two are $1,670-$1,884 a year, respectively, which is a huge savings. Liberty had me laughing all the way to the "End Call" button. My questions are: should I shop around even more? The calls are painfully long, atleast 25 minutes each. Is Geico's claim service relatively pain-free? I'm sort of getting sold on them. State Farm claims service has always been a breeze and never an issue. I'm all for saving money, especially this much, but not if it means a hellish claims experience should the need ever arise. Can people recommend Geico or Progressive over each other? Progressive is coming in a bit cheaper but it seems like Geico is a more solid choice of company with stable rates who do not play the discount game with silly modules you plug in to your car that monitors driving habits. Also open to any other company suggestions if you swear by them. Thanks for your time.