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Auto Insurance
- Thread starter Mark Camara
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- Model S
CHG-ON
Still in love after all these miles
I use Allied and was surprised at how low the rate was. Higher than my Acura, of course, but reasonable for NoCA.
Interested to see messages from USAA member re insurance rates, particularly for renewals by longer-term owners.
I'll be switching from Allstate to USAA when I take delivery this week. Quote I have from Allstate was around $3500/year for the Tesla and my 2004 MDX. USAA has me at $1530/year. That's with comparable or better coverage (And I have some high limits and low deductibles - comp is a $0 deductible, for example.)
Allstate currently has me at $1550 for my 2006 TL and 2004 MDX. So my insurance goes down by getting rid of my TL and going to a new Tesla and switching to USAA. Can only hope it sticks!
Do a search on here for USAA - lots of good comments.
Allstate currently has me at $1550 for my 2006 TL and 2004 MDX. So my insurance goes down by getting rid of my TL and going to a new Tesla and switching to USAA. Can only hope it sticks!
Do a search on here for USAA - lots of good comments.
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I've had my car for just shy of four months. I have USAA. According to their website, once my policy renews, I'll be paying $824 for six months for full coverage on the S85 and my wife's '13 Sonic. For perspective, it was $327 for her car alone. Some people's insurance is going up after the first six months. Mine will go down down a few dollars.
AlbertOnMars
Member
I am shopping for insurance right now as well, as I am about to purchase an S85. Currently have a 2013 Focus ST, and my insurance is $440 for 6 months with full coverage and $1K deductibles. Was quoted today:
$717 6/months $1000 deductible
$854 6/months $500 deductible
Interestingly, with both cars the price drops to $609 with $1K deductible. But I'll be selling the ST once I have the Model S. This is with State Farm. Will be shopping around a bit, and I'm curious what other people are paying.
$717 6/months $1000 deductible
$854 6/months $500 deductible
Interestingly, with both cars the price drops to $609 with $1K deductible. But I'll be selling the ST once I have the Model S. This is with State Farm. Will be shopping around a bit, and I'm curious what other people are paying.
Feel free to PM me, I'm an agent in TX licensed with several companies and had to do a little research on who would write the Model S and what premiums are. I'm moving my own coverage so I can get the OEM Parts endorsement (no aftermarket parts) as well as the New Vehicle Replacement endorsement.
AlbertOnMars
Member
bollar
Disgruntled Member
2012 TESLA MODEL S 4D ELEC PERFORMANCE
Premium $ 388.02 per 6 months$1000 deductible. This is before multi-vehicle and multi-policy discounts.
breser
AutoPilot Nostradamus
Regardless, the cost of the endorsement is worth it to me to avoid any conflicts at the time of repair. With Tesla producing 50k cars a year, who knows if in a couple of years whether aftermarket parts will be available or not. Without taking that endorsement it seems you are going on the hope that there aren't any aftermarket parts available. Part of insurance is peace of mind.
And Fezzik, it sounds familiar because Safeco is Liberty Mutual's agent distribution channel. Liberty Mutual is direct (no agent) as far as I know.
And Fezzik, it sounds familiar because Safeco is Liberty Mutual's agent distribution channel. Liberty Mutual is direct (no agent) as far as I know.
Law&Disorder
Member
I'm currently with LM and they wanted $1,600 more a year to insure a P85D over my current insured 2013 BMW M5. I got on the phone with my broker this morning. Waiting to see what she comes up with.
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