There's a very simple fix here. Change the name. Stop calling it "Autopilot", and call it what it is. "Advanced Cruise Control". "NEATO cruise". "ELON cruise". "Enhanced Cruise" "Super Cruise"... oh yeah.. that's taken. But you get the idea. The system is not "auto" anything. It can't even match GM's Super Cruise. So stop calling it autopilot. That's half the issue right there. The name IMPLIES some sort of automated driving.
At the same time, man... driving without collision insurance in any new car is, just, well.... asking for it, I guess.
But what happens next, as an earlier poster put it, is your paying for the damage.
Oh, and to the troll posting about Mercedes accepting responsibility for its system in case of an accident...try reading the article before posting it. That's a level 3 system (like FSD is trying to be, but Autopilot is not), and is only approved on certain German highways, with no stoplights or other traffic signals, at speeds below 40MPH. Under those conditions, on highways tested repeatedly by them, and at under 40MPH, Mercedes will accept responsibility. Not really going out on a limb there, are they?