Maybe I'm posting something most of you already know, but had to vent . . . They don't offer loans on "independent" car dealers. I was hoping to go through them as our home loan and personal finances are all with them. Oh well - their loss, right!? I've received quotes from Chase and TD Bank through Tesla: 2.29% and 2.69% for 72 months. I was thinking closer to 2. My wife and I have over 800 credit scores, only have a small mortgage (@ 1/2 the value of our home), 401ks, 2 cars completely paid off, and 2 motorcycles paid off. I'm pretty sure our credit is up there . . . Other than Alliant - who I have left messages with - any other ideas or suggestions on financing? Also, if the warranty is 8 years/unilimited mileage, why can't we finance for maybe 7 years? I understand the rate might be higher, but is that the only harm in that? Just trying to minimize that monthly payment while my engineering business is getting off the ground. Thanks for your input.