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Best Credit Union around Los Angeles?
- Thread starter Hiline
- Start date
I declare California Credit Union the best credit union for Los Angeles residents. I secured a 2.99% 72-month loan on Wednesday for my Model Y delivery yesterday. I had a small hiccup where the first agent I talked to neglected to follow up with me, but the second agent Sandy stuck with me the whole way through. I got the same interest rate as I had got from Tesla financing 5 months ago. Incredible.
Those are really good rates too! Difference is, you don’t have to be Christian or lie to qualify for CCU rates
It's ok, I'll let God judge me when I die hahahThose are really good rates too! Difference is, you don’t have to be Christian or lie to qualify for CCU rates
I just took another auto loan last month. California Credit Union was at 6.24% for a 72-month loan; this could be extended to 75 months if you took GAP. I ended up going with DCU which was offering 5.49% for a 65-month loan with direct deposit and EV discount.
7BaconTacos
Member
Does DCU do referrals still, if so can you pm me a referral code to sign up with them (if you would be so kind
)? We are thinking of going with them and their 65-month option. I did a search and it makes me a bit sick that the rates were sub-2% not that long ago lol.
Does DCU do referrals still, if so can you pm me a referral code to sign up with them (if you would be so kind
I did a search and it makes me a bit sick that the rates were sub-2% not that long ago lol.
Of course! I just sent you my referral link. You'll get $20 if you become a member. You can start the loan application before becoming a member, and once your application is approved you should then apply for membership. If you're in a rush, call them everyday to speed things up - they don't finalize loans as quickly as CCU, but they move things along very fast if you call in, typically with minimal wait time.
This time last year was very different for rates. The good old days ...
7BaconTacos
Member
Nice to know, thanks!
For my 3 I ended up going with Affinity Credit Union, they are sky high on their current rates (7+%). Our window is the 18th through the 27th, so I would hope thats enough time to get the loan stuff sorted with DCU. *crosses fingers*
I sent you a referral link!
Good thing you've been through the process before. So stressful but worth it when all is said and done!
7BaconTacos
Member
and were signed up, members, and loan approved! Waiting on a call or communication from them now on the next steps. Was easy peasy
Thanks again!
Of course! I just sent you my referral link. You'll get $20 if you become a member. You can start the loan application before becoming a member, and once your application is approved you should then apply for membership. If you're in a rush, call them everyday to speed things up - they don't finalize loans as quickly as CCU, but they move things along very fast if you call in, typically with minimal wait time.
This time last year was very different for rates. The good old days ...
and were signed up, members, and loan approved! Waiting on a call or communication from them now on the next steps. Was easy peasy
Thanks again!
Sorry to bug you, but do you think you could send me a DCU referral link as well?
fholbert
Active Member
Right now, Arrowhead CU (San Bernardino) has the same or better rates as DCU depending on length of loan.
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