Best insurance for Tesla Model S 2018

[Gillijr1001]

I went with WAWANESA based on several quotes from other companies. I'm even moving my other two cars and house to them savings of 2k a year.

 

[jjh1234]

Go to your local Tesla-certified body shop - ask THEM which is the company easiest to deal with. Then go from there on price.

Very good idea. My nephew works for the local Tesla certified body shop and told me that USAA is the best with paying claims, with Erie Insurance second. Geico was the worst. I chose Erie since USAA was unavailable to me.

 

[obie_fl]

I've been GEICO for years and their Tesla rates in Florida are double from some of the other quotes I've gotten. Leaning towards Esurance (Allstate) or maybe Progressive. Anyone have a good Florida recommendation I'm all ears. Florida is definitely the 'rear end with no insurance coverage' capital of the U.S. as Steve says.

 

[demundus]

Esurance is powered by Allstate not Geico

You're right, i am dumb. thanks!

 

[Impala1ss]

I checked with many insurance companies in Florida and found GEICO the cheapest. Still way too expensive.

 

[obie_fl]

Really? I’m an existing customer and my GEICO quote is almost double Esurance and Progressive.

 

[MelaniainLA]

In California there is a new insurer called Clearcover. They’re insanely cheap and supposed to be “Tesla friendly” in that they will allow Tesla body shop repairs and quotes unlike Geico.

Unfortunately they don’t offer GAP insurance.

 

[dcmetro]

Geico (my current insurance company) turned out to the best for me. I got the Gap insurance from my credit union while financing from them. Was just $350.

 

[mspohr]

I moved to Metromile (limited to a few states) after AAA warned they were going to jack up my already high rate even further.
Just got my renewal notice and my rate for the next year will go DOWN by 60%. Very pleased.
It pays to shop around.

 

[bnsfengineer]

I went with WAWANESA based on several quotes from other companies. I'm even moving my other two cars and house to them savings of 2k a year.

Ditto!! Had them for over 10 years and no other company has come close!

 

[whttiger25]

I have Progressive. My previous Tesla was totaled last year in an at fault accident and I found the claim experience easy and fair, with great customer service all around. My rates since the accident went up modestly. Overall very happy with Progressive.

 

[ahkahn]

I have Progressive. My previous Tesla was totaled last year in an at fault accident and I found the claim experience easy and fair, with great customer service all around. My rates since the accident went up modestly. Overall very happy with Progressive.

I'm also with Progressive. Mainly because they were at least 25% below the next lowest offer for my situation (married, 3 cars, clean records, no accidents). I've shopped them all... It blows my mind how different every carrier is with seemingly similar situations in different areas.

 

[flyinghawaiian]

I have USAA. I pay over 2100 every 6 months for our Model X and Model 3. I just priced progressive and they’re quoting me 1000 for 6 months.

I love USAA and have been a member for 22 years. They use to be far and away the cheapest auto insurance around. I love their service but I don’t think I love it enough to pay more than double the cost of progressive.

Actually just remembered, the progressive quote included my 2004 BMW X5. Usaa total would be over 2500 for all 3 cars.

 

[mbhforum]

Yelp, I just got an email from Geico that my insurance is going up with the generic nonsense reasons. I logged in and it's going up around $300 a year.

I emailed Jennifer Silva to see if she can find me a better rate, waiting for a response. I priced out Progeressive and they quoted me what I was paying before from Geico. Might switch if Jennifer cannot beat that price.

 

[Super_Popular]

I have Nationwide. Geico raised my rates 3 years ago when they had to start paying high Tesla repair bills.

 

[Skotty]

Our Liberty Mutual insurance for our 2014 Tesla S just skyrocketed to over $3000 per year, for a total of over $4000 per year for our Tesla and a Ford Escape.

We tend to have to play musical insurance companies pretty much every year between the house and our 2 cars. We've had insurance go up 50% or more from different companies despite never having any claims.

Just did a quote with Progressive and same coverage is coming in at $1000 per year for both cars.

Really irritating having to do this every single year. And it's not just because of the Tesla, sometimes it's the house insurance that magically skyrockets for no apparent reason.

Did I mention that I hate insurance companies? My whole life long they have been trying to screw me over in one way or another, even though I have never ever had a claim. I've had insurance companies jack up my rates by 100+% without notice. I've had an insurance company cancel my insurance once because I was unemployed. I had money to pay, they just wanted to kick me while I was down. I've worked for one before, and they did questionable things like charging people who live in trailer homes more for their car insurance. It's borderline racketeering.

 

[RV8R]

I've been getting quotes for my MS 75D due in September, and GEICO, my current carrier, is by far, the lowest rate. My annual premium will be under $1700/year for the added vehicle. I've been getting almost double that rate from Progressive and Allstate. Erie doesn't write in Florida.

 

[Hammonddave]

Just insured my new Model S with Costco for $1200 a year. California driver, clean record. These $2000+ quotes are insane!

 

[dbldwn02]

Are we sure we're all talking about yearly rates? Or six month rates? I thought most insurance companies quoted 6-month rates. Just wanted to make sure we're not comparing apples and oranges.

 

[Skotty]

Home and auto insurance companies keep trying to sneak up the rates by thousands per year, much like credit card companies and their rates (why I no longer use credit cards). It takes a good half to full day to do all the quotes and switch companies, but using this year as an example, our insurance was going to be over $8000 for home and 2 cars (significantly increased from previous year), and switching brought it back by close to $4000. That's a ton of after tax dollars.

Claims they have incurred due to me over the 25 years of my adult life so far? $0