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Hi,
I ordered a new Tesla Model S and expecting delivery of the car in 20 days approximately.
Shopping for good auto insurance.
Got quotes from for the same coverage as below:

Bodily Injury - 100,000 / 300,000
Property Damage - 100,000
Medical Payments - 1,000
Uninsured/Underinsured Motorist Bodily Injury - 100,000 / 300,000
Deductibles:
Comprehensive - 500
Collision - 500
Underinsured Motorist - Yes

These are the quotes from different companies:
Statefarm (No Gap insurance) : 309/month
Progressive (No Gap insurance) : 956/6 months
Called AAA but they offered Travelers (Inclusive of Gap insurance and New car replacement) : 2944/year
Costco Ameriprise (No Gap insurance) : 1200/6 months
Liberty Mutual (No Gap insurance) : 380/month
Amica (Gap insurance) : 3500/12 months
Geico (No Gap insurance) : 358/month

Note: I can take gap insurance from my bank for $300 one time initial payment and $6 every month if insurance company is not offering

In the blogs related to Tesla claims, mostly every company got very bad reviews when it comes to Tesla claims. I haven't seen bad review for Amica. But its very expensive quote compared to everything on list.

I like to go with Progressive (as its the cheapest) or Ameriprise (as its the cheap and through Costco) or Travelers ( because it includes gap insurance and New car replacement ).

But I am not able to decide based on negative reviews. Amica is just too expensive even though it has best ratings.

Additinal info:


Any suggestions/thoughts are appreciated.

Thanks,

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