ChrgdTeCHick
Member
I’m looking at DCU, it would be 1.74% for 65 months
2.25% if you don't direct deposit with them I believe.
You can install our site as a web app on your iOS device by utilizing the Add to Home Screen feature in Safari. Please see this thread for more details on this.
Note: This feature may not be available in some browsers.
I’m looking at DCU, it would be 1.74% for 65 months
Correct. I just got done talking to them; you must have a free checking and indicate intent for direct deposit at time off origination. I’m not certain that they have a claw back provision, however. It may be possible to remove the direct deposit later with no penalty, and just have it autopay directly out of the checking account. In that case, you just set up a transfer to your checking account each month and then it pays right out of the account.2.25% if you don't direct deposit with them I believe.
I'm seeing 2.99% with excellent credit on the Chase website. How were you able to get such a low rate?I just went through Tesla credit application today and got 2.49% (72mo) from US Bank, emailed Tesla requesting for a lower rate and was pleasantly surprised to receive 1.84% from Chase! The whole process took less than an hour.
Total amount 50k 72mo term at 1.84%, both US Bank and Chase ran my TransUnion report, score was about 798 with prior auto history.
I emailed Tesla for rate match and that's what they gave me, i did not apply the loan through any 3rd party.I'm seeing 2.99% with excellent credit on the Chase website. How were you able to get such a low rate?
What email address did you contact them at and what proof did you need to provide? I was approved for 2.49% from Tesla Financing, but 1.99% with NFCU... will Tesla beat that rate?I emailed Tesla for rate match and that's what they gave me, i did not apply the loan through any 3rd party.
[email protected], you can check earlier posts talking about requesting for better rates. All i did was email them asking if there are better rates available and 30 mins later, i saw one more credit pull from Chase (first one was from US Bank). I logged into my Tesla account and saw 1.84%, which dropped about $15 per month on payment.What email address did you contact them at and what proof did you need to provide? I was approved for 2.49% from Tesla Financing, but 1.99% with NFCU... will Tesla beat that rate?
Just ask. That's all I did.What email address did you contact them at and what proof did you need to provide? I was approved for 2.49% from Tesla Financing, but 1.99% with NFCU... will Tesla beat that rate?
I just went through Tesla credit application today and got 2.49% (72mo) from US Bank, emailed Tesla requesting for a lower rate and was pleasantly surprised to receive 1.84% from Chase! The whole process took less than an hour.
Total amount 50k 72mo term at 1.84%, both US Bank and Chase ran my TransUnion report, score was about 798 with prior auto history.
That's great! I initially got 2.49% from Wells Fargo. E-mailed finance, and was told 2.29%, through Chase, was the best offer for me. Even if I was somehow able to get a 1.84% loan (and even if I obtained a lower rate through a third party), the difference would be less than $4/month, so I just accepted the 2.29% offer.I applied for financing over the weekend, initially got 2.49% 72 Months with US bank then emailed and got 1.89% with Chase. ~43k Financed
I asked my Advisor to check for a lower rate and this is the response I got:Just ask. That's all I did.
[email protected]I asked my Advisor to check for a lower rate and this is the response I got:
"...we take the best offer from our partners and that's what we present to you. 2.49% is the lowest APR you'll see taking this route. If you wanted to apply directly with another bank, you can do that"
Am I asking the wrong person? Who is everyone e-mailling for this?
Wow. What exactly are you all "emailing them"? DCU is as low as 1.74% but in order for Tesla to match that, I need to go and complete DCU's loan process which means I need to open an account before they will get me an approval letter which Tesla wants to see.
How are you simply "emailing them" and get an approved lower rate?
I asked my Advisor to check for a lower rate and this is the response I got:
"...we take the best offer from our partners and that's what we present to you. 2.49% is the lowest APR you'll see taking this route. If you wanted to apply directly with another bank, you can do that"
Am I asking the wrong person? Who is everyone e-mailling for this?
Yeah, sometimes you have to bypass the SA. I'm not saying anything bad about yours, they have a touch job really considering the number of deliveries they are often expected to manage while having zero control over any of the teams/people who make a delivery possible. [email protected] for any financing concerns is the way to go. I also found it much easier to just go talk to Tesla support on the website or via phone than calling my SA directly during my order process. Again, she was not bad, just very very busy since it was during the end of year 2020 push.I asked my Advisor to check for a lower rate and this is the response I got:
"...we take the best offer from our partners and that's what we present to you. 2.49% is the lowest APR you'll see taking this route. If you wanted to apply directly with another bank, you can do that"
Am I asking the wrong person? Who is everyone e-mailling for this?