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Best interest rate via Tesla financing?

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Grovester

Member
Jul 16, 2021
70
55
Irvine, CA
Is anyone making progress on getting their auto loan through DCU? I applied for membership and an auto loan. I got my membership set up but it's been a few days and I've heard nothing on the auto loan. I still don't have a password to set up my account so I have no visibility into the auto loan status. Calling wait times are over an hour and I e-mailed them yesterday and haven't heard back. I'm guessing they are kept busy with their auto loan rates, but this service is horrendous and makes me wonder if the loan is worth it.
This has been my experience as well. Not impressed.
 

tsam23

Member
Jun 20, 2021
343
227
Portland
I signed up to DCU a few day’s ago. Can someone tell me how to set up direct deposit? I don’t see where I can find the routing number anywhere. The interface is atrocious. I was considering keeping the account and possibly sticking with DCU and the loan but $60 in interest for the savings account and a poor interface doesn’t seem worth it to me. Will probably get Tesla to match.
You can call their customer service (long holds) and get the routing number, checking account number and then the usual process to setup with the employer. That's how I got the routing number and checking account number, which isn't easily viewable on their website.
 

LukeA

Member
May 17, 2018
16
11
Charlotte, NC
I signed up to DCU a few day’s ago. Can someone tell me how to set up direct deposit? I don’t see where I can find the routing number anywhere. The interface is atrocious. I was considering keeping the account and possibly sticking with DCU and the loan but $60 in interest for the savings account and a poor interface doesn’t seem worth it to me. Will probably get Tesla to match.
You can go to Account Manager -> Account Information and it will show you the routing & account numbers.

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JU1CE

Member
Jul 31, 2021
14
11
Chicago
You can send me your name and email address via pm i’ll send over a referral for DCU. Same for anyone else. Please just use them as your actual,lender versus use it as leverage to get Tesla lenders to drop their rates. DCU has been very good to me and financed both our Tesla’s at amazing rates. To further clarify amazing, 1.24% on our Y financed in May 2021 and 1.49% for our used S back in December of 2016.
Can I get a referral code for DCU sent to [email protected]? Thanks
 

BlinkCherokee

New Member
Jun 20, 2021
1
0
Illinois
New member, I am also looking for a DCU referral code. Can someone message me? I cannot PM yet, I will send full name and email. Thanks for the help!
 

Funkyjuju

Member
May 20, 2021
179
66
Portland, Oregon
Portland SAs have been saying they don't rate match any more. The ones at Washington Center. I purchased an inventory car today out of factory on 7/28.

I am planning to go DCU route and try to get Tesla do rate match. When I asked a SA "Dan" and my SA "Sherri" they said Tesla doesn't do rate match any more :D
They are wrong. I literally just did the DCU rate match in Portland two days ago.
 

Mixman

Member
Jun 2, 2021
136
136
Central Jersey
Do you apply to Tesla For Financing first, get the usual rate of 2.49% and then apply to DCU to get the 1.24% rate at 65 months, then go back to Tesla and try to get a rate match at 1.24% for 72 months or just start by applying to DCU first? Also, should you wait to get the VIN first before doing all of this?
 

sgalla04

Member
Mar 24, 2021
550
523
Philadelphia, Pennsylvania
Do you apply to Tesla For Financing first, get the usual rate of 2.49% and then apply to DCU to get the 1.24% rate at 65 months, then go back to Tesla and try to get a rate match at 1.24% for 72 months or just start by applying to DCU first? Also, should you wait to get the VIN first before doing all of this?
Yes. Wait for VIN before applying for financing. You can setup your DCU account in advance to get the ball rolling if you wanted to. Make sure you download your MVPA from Tesla to make it go smoother. It disappears after you are approved for financing.
 

caSimon

Member
Jul 9, 2021
19
27
Bay Area, CA
Could I also get a referral to DCU please? Please PM me. They seem to have great rates from what everyones saying. Thanks! :)
 
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