el-guapin
Trust no One
Use the callback feature. You will get a callback fairly quicker than staying on hold.
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Best interest rate via Tesla financing?
- Thread starter rbaum0519
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Yes applied for memebership and loan. They did email me my member number and stupidly did not write down while applying even though it was all approved.
Yes I used 9150 when I call each time, and no call backs
OCJeff
Active Member
if you open a loan with them you get $20 and referrer gets $10. That's all. No benefit to membership.
OCJeff
Active Member
Sweet!! I just noticed that I triggered the "Plus" benefit level with DCU. This was prior to even opening the Auto loan application, but it will give me the .5% discount rate on the loan when I do apply.
I'm leaning towards just going with DCU as they came to the table with the best rate.
FYI, I was only doing DD for about $700/mo with them ($350 per pay period), and that was enough to qualify.
I'm leaning towards just going with DCU as they came to the table with the best rate.
FYI, I was only doing DD for about $700/mo with them ($350 per pay period), and that was enough to qualify.
el-guapin
Trust no One
el-guapin
Trust no One
FYI - you don't need a referral to join, you simply need to meet one of the qualifications for free membership, or donate to one of the causes to become a member - I believe the cheapest option is a $10 one. If you're trying to rate match with Tesla, don't even bother with a referral since it won't benefit you if you're just going to let the account rot after getting the match.
That said, if you want to go through the effort of getting a referral, go for it - just know that you don't need one.
That said, if you want to go through the effort of getting a referral, go for it - just know that you don't need one.
OCJeff
Active Member
I was just sharing my experience. I’ve heard $500 but they say ‘net paycheck’ so I wasn’t sure what was fact or fiction.
I just wanted to share that $700 a month was enough.
GoGators!
2020 M3SR+/MSM
Curious - did you cancel the DCU loan? If so, did you just decline to sign and that was that? Did you call them? I'm good to go with approved financing and Tesla rate matched the 1.24%, just need to figure out the easiest way to cancel the DCU loan - don't want to have to call them again. Thanks!
Added bonus you get the savings account with a much better interest rate than what us bank would offer. You are actually better off this way.
brianld
Member
Just to clarify on the 1.24% from DCU, they give that rate to you as soon as you apply for the loan, so long as you state you're intending to establish direct-deposit? We don't actually have to set up and wait for a single direct deposit transaction to take place to get a DocuSign doc with that rate, correct?
Yes, I said I would do direct deposit. When they sent the docusign it had 1.24 on it which when sent to ratematch, they honored it and went 72 with US bank
Something to keep in mind going the DCU route - they’re offering amazing rates and working super hard to meet the insane demand from forum members like us. I personally feel it’s fair to give them the business instead of just using them for a rate match. I recently used them myself and plan to put money there with the 0.5% rate you earn on checking which makes the 1.24% loan even cheaper and helps them continue to give amazing lending rates. I love credit unions because the focus is relationships over profit, so keep in mind you are likely to benefit more from starting a loan with DCU than to use their offer to rate match a big bank.
el-guapin
Trust no One
Can I please get a referral link? Thanks so so much to anyone who can help.
[email protected]
thanks!
[email protected]
thanks!
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