Better financing rates than via Tesla?

[ModlS3XY]

Couple questions for you.
1) Did it ask how much you plan to put down? Or does it always default to ~100% financing.

2) Did the result give you any other options (lower rates for more down, or shorter terms)?

3) Does the Tesla finance loan include any extra features (ex: gap insurance) as part of the promotional terms?

I keep debating whether 2.5 is attractive enough, or whether I'd prefer the piece of mind of being paid in full.

Nick

1) Yes, it asks you for percent down payment.
2) No
3) I don’t think so. Can’t be certain until I take delivery

 

[quicksilver99]

2.29% was the best at my credit union...it's a little lower for a two year loan strangely...

 

[Jayrod]

2.29% was the best at my credit union...it's a little lower for a two year loan strangely...

Yeah 2.29 was what I got. Best I found.

 

[MiningEng]

Tesla Canada still has decent rates for the MX100D. We got 1.99% last week. I can't do better than that with my HELOC or bank.

 

[pensphreak]

I just got 2.99% from Tesla (through Chase). I think I'll have to shop around for better

 

[Garlan Garner]

Couple questions for you.
1) Did it ask how much you plan to put down? Or does it always default to ~100% financing.

2) Did the result give you any other options (lower rates for more down, or shorter terms)?

3) Does the Tesla finance loan include any extra features (ex: gap insurance) as part of the promotional terms?

I keep debating whether 2.5 is attractive enough, or whether I'd prefer the piece of mind of being paid in full.

Nick

No....the configurator does not get that involved. Your service rep will get that info from us later down the road.

I was told that the car won't be delivered for about 6 months.....so there is time.

 

[Garlan Garner]

1) Yes, it asks you for percent down payment.
2) No
3) I don’t think so. Can’t be certain until I take delivery

My configurator didn't ask me for a percent down.

 

[ebfio]

Still trying to find better rates. Tesla is giving me 3%, with 8k down + all the taxes upfront.

Looking for some options.

 

[Jayrod]

Still trying to find better rates. Tesla is giving me 3%, with 8k down + all the taxes upfront.

Looking for some options.

USAA is way better so Suntrust

 

[Chukarboy]

I really shopped around and just received 1.95% for 66 months from Poimt Loma credit union. They have a special EV rate. Tesla quoted me 2.99% for 72 months. PLC , quoted 2.20% for 72m and 2.95% for 84m also.

 

[ebfio]

Thank you! I'll check them out

 

[ebfio]

I really shopped around and just received 1.95% for 66 months from Poimt Loma credit union. They have a special EV rate. Tesla quoted me 2.99% for 72 months. PLC , quoted 2.20% for 72m and 2.95% for 84m also.

I live in LA - can I apply? Did you check Alliant as well? How's your credit more or less? I'm torn between where to apply to be honest.

Thanks for any info you can provide (even via DM!)