@Cerebralblue - You are in Los Angeles, should not be an issue finding a place to get it fixed. I dont have one to recommend, but check out yelp or browse here for others that had to take it to get it fixed. I feel about insurance, This is what I got quotes for my model 3 from AAA, $400 a month and i am deep in my 30's and had license since 16 and clean record for last 5 plus years. Dont know what will be cheaper for you, also depends on your premium and etc. 3 week in sucks, but car i still drive-able and damage looks some minor cosmetic to the bumper and of course replace rear assembly. Even though you are in LA, dont want too long, you want to get it fixed before the rain, dont want water getting in there.