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Broker recommendation in NJ

Discussion in 'Model 3: Ordering, Production, Delivery' started by Allx, Sep 5, 2018.

  1. Allx

    Allx Member

    Joined:
    Aug 28, 2018
    Messages:
    39
    Location:
    NJ
    Hi there,

    Checking in to see if someone has an insurance broker recommendation for NJ (and what type of rates people are seeing for decent record with no claims and credit above 800). Any suggestions ?

    Thanks in advance !
     
  2. C141medic

    C141medic Active Member

    Joined:
    Apr 9, 2016
    Messages:
    1,059
    Location:
    New Jersey
    I have Allstate and imho they’re the lowest and have great service. I compared them with USAA, AAA, GEICO, Liberty Mutual, and Progressive. Allstate beat their rates. I have my home and other vehicles insured through them so that helps. The AWD M3 only added about $75 monthly to my current coverage. If you’re in south Jersey, PM me and I’ll give you further info or you can just call Allstate.
     
  3. jaguar36

    jaguar36 Active Member

    Joined:
    Apr 10, 2014
    Messages:
    1,920
    Location:
    NJ
    I'd just go with NJM. They may not be the cheapest upfront, but if/when you ever have to make a claim they are far far better to deal with than anyone else out there.
     
  4. Ejl80

    Ejl80 Supporting Member

    Joined:
    Dec 23, 2017
    Messages:
    377
    Location:
    Nj
    I guess you haven’t dealt with them lately?
     
  5. jaguar36

    jaguar36 Active Member

    Joined:
    Apr 10, 2014
    Messages:
    1,920
    Location:
    NJ
    Had a claim last year and they were super easy to deal with.
     
  6. Galve2000

    Galve2000 Member

    Joined:
    May 20, 2013
    Messages:
    878
    Location:
    NYC
    I have Geico and have never had a problem repairing my Model S. I do not have an umbrella policy however (even though Geico is starting to push this in a big way) -- I can't imagine things in NYC being THAT different than NJ.. but I guess it depends how far south you are talking.
     
  7. Allx

    Allx Member

    Joined:
    Aug 28, 2018
    Messages:
    39
    Location:
    NJ
    Speaking of claims. Any companies out there that’ll cover replacement cost in first few years instead of adjusting for depreciation (this used to be a thing back home ); in the unfortunate event that a really bad one happens the first few years it’s great to know you won’t be given 20k less just because of early depreciation.
     

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