My MAGI is over the Roth IRA limit, so I've never bothered to research Roth IRA's. However, I feel strongly that TSLA will grow to at least 10 times it's current value over the next 25 years, so it would be REALLY nice even to even just be able to buy that 5k per year in TSLA (or TSLA leaps) and have it be not be taxed on distribution. Is there a good way around the MAGI limit? The only deduction I have on MAGI is the Traditional IRA, but that has a $5000 limit. No student or education loans. Is there any other good techniques out there I can use to qualify for it? (My wife currently does not have an income, but I would definitely not mind if it's in her name. But I think at most you can contribute your own personal income). (Married Filing Jointly).