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California financing 2.19% 72 months

Discussion in 'California' started by jelly, Jul 3, 2019.

  1. jelly

    jelly Member

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    Looks like EECU just updated their rates July 1 and dropped.

    With lightstream can be 2.09 at 72 months.

    Anyone seeing anything better in California or Nationwide?

    Hickam at 1.74% for 5 years is closest.
     
    • Like x 1
  2. turtlesz

    turtlesz Member

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    I picked up a new demo inventory X P100D ludicrous this weekend. Still can't believe the deal I got. $81,800 white on white, 6 seat, EAP/FSD, 22 inch wheels w/ MSRP $160k. Initially got 72 months 3.33% from Tesla but I saw that Tesla has a 7 day rate match and looked up on the loan spreadsheet from the model 3 section. Applied at EECU and was approved for 2.19% and sent the approval letter to Tesla and now they are matching it by sending my a check of over 3k in the next 2 weeks! Definitely feel like I hit the lottery with this car.
     
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  3. jelly

    jelly Member

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    Congrats! How many miles were on it?
     
  4. turtlesz

    turtlesz Member

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    It's a 2018 with 6500 miles. Looks brand new and taken care of and has brand new tires. Seems like it was a test drive car. Since its still considered new inventory I get the $3750 federal Federal credit. Attached the build sheet, $20k was deducted for the free ludicrous promo for existing owners when I got past the finance application. Also has free supercharging. Only negative is that it seems to be a mcu1, it's Vin is 081xxx and my X75D was a Vin 090xxx and had mcu2. But its not a big deal to me compared to what I am gaining.
     

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  5. jelly

    jelly Member

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    Man what a fantastic deal. How long did you have the 75D for?
     
  6. turtlesz

    turtlesz Member

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    Was picked up March 2018, we still have it in the family.
     
  7. DarkHelmet

    DarkHelmet Member

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    How in the world did you pull this off? Rocklin keeps calling me to get me to pull the trigger, I keep telling them about deals like this and as soon as you can find me one, call. We’ve had this conversation at least three times.
     
  8. Bentesling

    Bentesling Member

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    Same question. Did you just keep browsing the inventory list, or did you call the service/sales center every few days until you found that deal?
     
    • Helpful x 1
  9. turtlesz

    turtlesz Member

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    Browsing inventory won't get you anything like this. Contact your local showroom and get connected with a OA who can find unlisted deals for you. I think it helped having multiple Tesla's on my account as they knew I was serious about buying the cars. I told my OA what I was in the market for a few months ago and he would randomly text/call when there were heavily discounted models and it took about 3 months for this one to come up. Trick is once a deal like this comes and your contacted just put the deposit in and think later, they get snatched up very quick.
     
    • Like x 3
  10. P85_DA

    P85_DA Supporting Member

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    Great deal I got same car last year inventory and paid 140:(:eek:
     
  11. Terthen

    Terthen Member

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    Wow. That’s an amazing deal. You have inspired me to look into something like that. Hopefully since it has FSD they’ll upgrade your car for AP3, maybe it’ll require an upgraded mcu too! Sounds like the key a seat an existing owner is to find one with ludicrous to get $20k knocked off? Was that hard to do or did your OA just offer it?
     
  12. MD JD

    MD JD Member

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    Gee, I got 3.99%.
     
  13. glusc2002

    glusc2002 Member

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    What year was your demo?
     
  14. glusc2002

    glusc2002 Member

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    Which Credit Union is EECU?
     
  15. jelly

    jelly Member

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    EECU Fresno
     
  16. glusc2002

    glusc2002 Member

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    would they approve a loan from socal as im a part of two other credit unions, just want to get the approval letter so i can get the price match. thanks
     
  17. jelly

    jelly Member

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    Yes I'm from socal.
     
  18. glusc2002

    glusc2002 Member

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    By the way i emailed tesla's Owner Loyalty Advisory and he said they only offer the flat rate of 4.25% and not a price match program. Anyhow im going through the process of getting approved at EECU.
     
  19. Maximus831

    Maximus831 Member

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    With eecu, do you need to have the payment come out of their checking account for the 0.5% rate reduction? I’m at 3.75% and would love to refi at 2.19% but I really don’t want to go through the hassle of opening another checking account as I really like my bank (Golden 1).
     
  20. jelly

    jelly Member

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    Believe you do. I mean you have to become a member and open an account with them anyway.

    You could go the lightstream route and rate match.
     

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