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Camper mode heating and snowy days

Discussion in 'Canada' started by wayner, Feb 7, 2018.

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  1. toolioiep

    toolioiep Member

    Joined:
    Dec 7, 2017
    Messages:
    26
    Location:
    Cambridge, Ontario
    Actually - I haven’t seen any reference to HST rebates on panel purchase and/or roof refurbishment.

    Also - at no point did I use the words ‘guaranteed’ either so I’m not sure where you are going with that. Unless of course you mean in contrast to bonds (talk to investors in Greece or those holding bonds over the last several weeks) or GICs (which provide negative real returns in the current environment).

    My point is that the comparison between equities and solar is not as cut and dry as you are (trying) to make it and that individual circumstances (which are unique to everyone) have to be considered when someone is making a decision if it makes sense as an investment.
     
  2. Struja

    Struja "Fanboy"

    Joined:
    Jun 27, 2017
    Messages:
    356
    Location:
    Toronto, Canada
    On a much more important note, I just tried camper mode at the grocery store with great success.
     
  3. sakimano

    sakimano Member

    Joined:
    Mar 20, 2017
    Messages:
    655
    Location:
    Ontario, Canada
    explain what you mean specifically with the rebates and ill put it in the spreadsheet. I left the negatives you mentioned for solar out because it was already behind. We addressed tax rates a while ago.
    You compared it to GICs and government bonds. Guaranteed investments of the highest ranking in this country. Were you just using an easy hurdle to compare solar to to make it attractive and support your point? Don't understand the reference otherwise.

    Greek bonds...thats relevant? And do tell...what happened over the last several weeks that made bond investing so unattractive? Any defaults that only financial professionals like yourself would know about? I haven't seen any. Did spreads blow out? The only people unhappy with their bond portfolios in 2018 are those who took on significant duration and those are speculators so not really in our discussion are they?
    Yes you keep saying. My point is that it IS pretty cut and dry because these variables you keep throwing around have been accounted for in this situation and we were talking about a particular individual.

    If your argument is that taking a worse rate of return in pursuit of non correlated returns is the goal that makes solar a winner, that's great. That's not what I've been talking about.

    I started out showing that saying you break even in 7 years with solar is not remotely accurate as it assumes the time value of money for all individuals is zero. Wouldn't you agree with me on that?

    Still waiting for your analysis.
     
  4. sakimano

    sakimano Member

    Joined:
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    655
    Location:
    Ontario, Canada
    much more important.
    I used it too while out to dinner. This is the most wintery winter I can remember in a long time. Not just cold but loads of snow too.
     
  5. setipoo

    setipoo Breaker of Chains and Mother of Dragons

    Joined:
    May 3, 2017
    Messages:
    83
    Location:
    Ontario, Canada
    Me, too, today. In and out of the mall in an hour, and the car was toasty and all snow melted (except in roof/frunk). Not having to scrape ice off glass is awesome, even during the relentless snow today.
     
  6. mknox

    mknox Well-Known Member

    Joined:
    Aug 7, 2012
    Messages:
    9,364
    Location:
    Toronto, ON
    Me too. I use it out for lunch/dinner, trips to the store and so forth. In fact, I'm at Starbucks right now watching the snow pile up on other cars while mine (except for the hood) is nice and clear.
     

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