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Probably because of the credit card fees. It would cost them a lot of money if they allowed large down payments on credit card. Fees are anywhere between 1% to as high as 3.5% depending on the credit card processor, etc.
No. My SA said she believed it was a $500 max credit card. I wanted to pay the $1700 and change for the destination fee and tags and registration with my amex card and finance the only the car but was denied.