Yes thats right, dont even have to unlock phone just screen needs to light up then car will unlock. Im going to remove the phone and unpair from the car later then re-add and see what it does!Same issue, Galaxy S10.
I've found that I don't even need to unlock the phone, just pressing the power button is enough to wake up whatever needs waking, and then the car unlocks.
Frustrating, it never used to be an issue.
Luke