Where in the US can you charge at more than 10Kw/Hour?
If you live/travel in CA: Salinas, Atascadero, San Luis Obispo, Santa Maria, Goleta, Barstow, Coalinga, Orland, Yreka, Davis, Palo Alto, Menlo Park, Fremont, and every Tesla Store, which adds: San Jose, Newport Beach, Santa Monica
For the rest of the country: Miami Beach (not just yet), Lone Tree, Seattle, White Plains, Portland, Oak Brook, Houston, Bellevue, Dania Beach, New York, Chicago, Wash DC, and Scottsdale. I think Boston is getting a store, too.
Unless I've missed an installation or two, that's the complete list of where your second charger can be utilized. The only likely public additions will be new Tesla stores. Everything else is sub-50 amp or quick charging, with no indications of that changing any time in the next few years at least. If you won't be traveling through those cities, you won't be using your second charger.
As for the cost of an HPC at home, don't forget to count the added installation charges for larger breakers and thicker wires, not to mention possible main panel upgrades.
Now, if you live along a common road trip route and want to host fellow Tesla owners stopping by, well that's the best reason I've yet heard. Whoever does that first should start a sticky thread for people to post their available HPCs and location, assuming they're not just going to list it in the public databases.
The rest of you should stop being fearful and stop rationalizing. Roadster owners, please add your experiences to this thread.