Charging higher than 90% is fine as long as you need it. It's not like 90% is perfect and 100% is bad. The lower the charge level the better, but if you have limited charging, it's fine to go higher than 90% as long as you use it right after you charge it. Just don't let the car sit for a long time at high levels of charge. So if you charge to 100% and then drive it down to 10% over the next few days, you are fine. Overall your average charge level is lower than if you would charge it to 90% every day.
Truth is, noone here knows how much faster the Tesla battery ages when charged to 100% vs 90%. All scientific data about Lithium batteries shows that at higher charge levels the battery ages/degrades faster. How much worse it is, we don't know for sure. For example we don't know if the difference between charging to 100% vs 90% is the same as charging to 80% vs 90%, or only to 70% vs 80%. I believe the fact that the charge level slider goes all the way down to 50% tells us that it is better to only charge to 50% rather than 60%, but below 50% the difference is too small to matter. The fact that Tesla only shows a warner when we charge higher than 90% says something as well. It's also safe to assume that Tesla doesn't want to scare owners about battery life.