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Choosing between Tesla and 3rd Party financing - does it matter?

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sbtz

Member
Jan 18, 2016
345
124
CA
My order currently has third party financing, since I intend to go to my local credit union, but I wonder if it matters at all what I've chosen? Is there any downside to choosing to finance through Tesla (really, through one of their third parties)? I figured it might streamline the process, and worst case is that I turn down their financing options and substitute my own...
 
Better rates through third party lending?

I got 2.74% for 75 months through my credit union vs their 3.5 for 72

Oh definitely, that's why I'm more likely to go with my credit union... I just mainly meant for the order process. I wonder if it changes VIN assignment, or if there's any downside to choosing (at least initially) to go through Tesla.