Please tell me I missed something in these calculations / thoughts as the prospect of owning a model 3 seems to be slipping away! So my wife's company car scheme is changing and she is being put into a car ownership scheme (a bit over £400 p/m) I suggested that the model3 (short range billy basic) may be an option. I did some pub maths which seemed to bring the price close to budget (as follows): 48 months: Monthly car PCP £581.54 Lux car tax (3yrs first free) £20 Insurance at approx £600p/a £50 Bank loan (for 10% deposit Inc 5% interest) £98.40 Total £749.97 Then I took away the fuel savings for 21k miles a year (Tesla figures) Minus £264.58 annually New total - £485.39! Holy guacamole it's only just out of budget - we booked a test drive and loved it! Now I know these are quick sums, but it seems we (or I) made a massive error in the calculations. On closer inspection making the fuels savings irrelevant. I did not take into account that her company pays her for her current milage at 12ppm to drive her BMW 3 series (company car scheme which is completely paid for by the company). She drove 16k business and 5k personal last year meaning that the company paid her very nearly £2000 for the milage. And it cost us just over £700 for personal miles. Now I think I'm right in saying I can only really add the personal miles to the fuel deductions as the company pretty much (the next point) pays for business milage. The company is offering 4ppm for ev's. Which I think is roughly what it costs to drive a Tesla charged mainly at home. What I think it boils down to is in terms of fuel savings I can only minus about £30 per month (5k miles). This brings the total to just over £700p/m which is too far over the line to push. Please tell me that there is something glaring that I have missed, or miss calculated! I have a feeling that I know the answer though.