I didn't see a thread specific to CPO financing, so I'm starting one. This is for CPO purchases only! Things are different between CPO and new. First important nugget of information -- Tesla's lending partners supposedly only loan up to 80% of the purchase price. Many other credit unions also have limits on lending percentage. The ever popular Alliant Credit Union limit is 90%. Plus you need to add in taxes, which can run an additional $5,000+ out of pocket. Beware! Make sure you check that your preferred institutions will lend up to the percent you need before buying. Many people have enough equity in their trade-ins, but if you don't, this could put you in a serious pinch if you weren't expecting it and you have most of your wealth tied up in assets without enough liquidity. I'm tight on free cash myself, but I wasn't too worried as my own credit union will finance 100%. But I didn't realize other lending institutions are more tight lipped. Also, Alliant has a rate discount through the end of this month: 0.25% rate discount on 72- and 84-month loans. That can put the rate down to as low as 2.24%, if I understood them correctly. This information dated 3/3/2016.