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CPO Financing

Discussion in 'Model S' started by wildtigg3r, May 19, 2016.

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  1. wildtigg3r

    wildtigg3r Member

    Joined:
    Feb 16, 2016
    Messages:
    93
    Location:
    San Diego, CA
    Hi All,

    I was wondering if everyone could share their CPO financing experience and information with me. I'm in the process of purchasing a CPO and I want to compare the rates everyone is getting and from which credit union.

    The threads/posts I have been reading are mostly about new car financing so the rates discussed do not apply to CPO.

    Thank you in advance.
     
  2. SabrToothSqrl

    SabrToothSqrl Active Member

    Joined:
    Dec 5, 2014
    Messages:
    2,550
    Location:
    PA
    PSECU does new and used at the same rate...
     
  3. Jrogville

    Jrogville Member

    Joined:
    Dec 7, 2016
    Messages:
    644
    Location:
    High Springs, Florida
    Any more recent input on CPO financing and rates?
     
  4. carter_seattle

    Joined:
    Jul 8, 2016
    Messages:
    149
    Location:
    Seattle, WA
    Including discounts, I got 2.04% for 60 months from Verity CU in Seattle for a 2015 CPO.
     
  5. ahurst

    ahurst Member

    Joined:
    Aug 24, 2013
    Messages:
    477
    Location:
    Hot Springs, Arkansas
    Alliant is 4.24% for 84 CPO
     
  6. Az_Rael

    Az_Rael Supporting Member

    Joined:
    Jan 26, 2016
    Messages:
    3,775
    Location:
    Palmdale, CA
    I got 1.79 on a 60 month from Logix for my CPO in December.
     
  7. DarkMatter

    DarkMatter Member

    Joined:
    Jul 13, 2016
    Messages:
    884
    Location:
    Olympia, WA
    I got 2.29 for 60 month from TD Bank in December. It was low enough of a rate that I didn't bother hunting around since I'll pay it off early anyway.
     
  8. Steve1081

    Steve1081 Member

    Joined:
    Nov 3, 2016
    Messages:
    90
    Location:
    West Palm Beach, FL
    2.59% from TD on 72 months. Bought in November '16.
     
  9. MRPLUGIN

    MRPLUGIN Member

    Joined:
    Jan 8, 2017
    Messages:
    83
    Location:
    Utah
    Alliant quoted me 2.99 for 72mo on my CPO
     
  10. RichardD

    RichardD Supporting Member

    Joined:
    Feb 6, 2017
    Messages:
    536
    Location:
    Texas
    2.99 84 months through Texans CU I put some money down and that may have gotten me a better rate. But Nik was great to work with and .75 points lower than Alliant for me.
    It may have alot to do with the amount too. I was under 70k financed.

    Nik Rozgaja
    972-348-3911
    [email protected]
     
  11. ahurst

    ahurst Member

    Joined:
    Aug 24, 2013
    Messages:
    477
    Location:
    Hot Springs, Arkansas
    I emailed him.
     

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