TMC is an independent, primarily volunteer organization that relies on ad revenue to cover its operating costs. Please consider whitelisting TMC on your ad blocker and becoming a Supporting Member. For more info: Support TMC
Start a Discussionhttps://teslamotorsclub.com/tmc/tags/

cracked windshield

Discussion in 'Model X' started by KLsalt, Mar 17, 2017.

Tags:
  1. KLsalt

    KLsalt Member

    Joined:
    Sep 8, 2016
    Messages:
    13
    Location:
    NY
    I just find out my windshield has been cracked by falling ice. it looks like I needed to replace the whole glass. I just want to know if it better to be done by SC or local body shop. I have Geico and not should if they are going to cover the replacement with deductible or not. Going to them later after work. let me know if you deal with GEICO for this.
     
  2. JHWJR

    JHWJR Member

    Joined:
    Jan 31, 2017
    Messages:
    379
    Location:
    Pittsburgh PA
    Assuming you have comprehensive auto insurance -- and most folks with an X would -- you should be very inclined to turn it into your insurance and pay what is very likely to be a small deductible. You may want to pay out of pocket to avoid the claim (I did when I accidentally put a fence post through the windshield of my Lexus), but this is not a chargeable event (from the details given) and should not count against you much, if at all.

    As for whom you take it to, I'd be inclined to go with Tesla -- which your insurance should cover -- as they will more likely have the glass and they will have the experience with aluminum. And if there is a problem with it leaking some day, you want to be able to say "Only you ever worked on this."

    Good luck.
     
  3. KLsalt

    KLsalt Member

    Joined:
    Sep 8, 2016
    Messages:
    13
    Location:
    NY
    thanks for the info. Spoken to SC they are going to charge $1500 to replace it. I'm still debating if I should report to insurance. Don't want premium to go up.
     
  4. earlyretirement

    earlyretirement Model X 90D

    Joined:
    Jul 13, 2013
    Messages:
    248
    Location:
    San Diego, CA
    I'd probably just report it to insurance. My Model S back when it first came out got chipped and it was really expensive but I filed a claim and just paid a small co-pay. Also, I got in a fender bender (that ended up costing $20,000) and my premium didn't go up.

    This is really the biggest downside to owning a Tesla. Everything is really expensive getting things replaced.
     
  5. bushburner

    bushburner Member

    Joined:
    Aug 25, 2016
    Messages:
    322
    Location:
    new orleans, la
    if it's a comprehensive claim, insurance shouldn't go up, but I would call your agent just to make sure.
     
  6. KLsalt

    KLsalt Member

    Joined:
    Sep 8, 2016
    Messages:
    13
    Location:
    NY
    I spoken to insurance they said it will not raise my premium just have to pay the deductible and labor charge cap @ $40 per hour. I'm not sure how that's going to work out since i plan on bring the car to T SC.
     
  7. JHWJR

    JHWJR Member

    Joined:
    Jan 31, 2017
    Messages:
    379
    Location:
    Pittsburgh PA
    I've never seen a labor charge cap. Hmmmm. That's interesting. I doubt one can find a mechanic these days who charges that little. If that limit is in the policy, I think you are in a tough spot. If that's an arbitrary determination by them, then get it fixed and sue them for the actual cost and throw in a claim of bad faith insurance practices if your state allows.
     
  8. KLsalt

    KLsalt Member

    Joined:
    Sep 8, 2016
    Messages:
    13
    Location:
    NY
    They meant if I use other shops beside the one auth by them, the labor cost will be cap @ 40.
     
  9. Sluggah

    Sluggah Active Member

    Joined:
    May 8, 2015
    Messages:
    2,700
    Location:
    USA
    It may not raise your premium but when you call around to get quotes it will be used against you as a claim.
     
  10. JHWJR

    JHWJR Member

    Joined:
    Jan 31, 2017
    Messages:
    379
    Location:
    Pittsburgh PA
    If that's not in the policy, I'd sue them. But suing insurance companies is part of how I make my living as an attorney.
     
  11. 3s-a-charm

    3s-a-charm Active Member

    Joined:
    Jul 18, 2014
    Messages:
    1,803
    Location:
    Calgary, Canada
    FYI for the Canadians in the room... I was quoted $1,500 CDN for a Model X replacement windshield - not bad at all. I was considering a protective film which was $800 but they mentioned possible replacement every 2 years or so of the film if you use the wipers frequently so I'll pass and take my chances on the replacement if needed.
     
    • Like x 1

Share This Page