Got backed into at the bank. I was then in the car at the time, but my passenger was, in the passenger seat on the phone. He saw the whole thing. It's very minimal damage. It looks like it's just the bumper cover. Still not a cheap repair though. Her insurance is paying for it, as she was 100% at fault. So, my question. Since it's going through insurance, is it going to diminish my value? If it is really just the cover?