I applied 9 days ago. Still nothing. Called once, they didn't have an update. Which number did you call?
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Credit Unions with good rates that accept applicants anywhere within the US?
- Thread starter YNoVA
- Start date
Chewy13
https://ts.la/nick670348
This is for my account - not for my loan.
Their main number on the site. Then Option 6 to speak to someone, then Option 1 to inquire about new accounts/account status.
I am a new member and right after they approved my membership, I applied for the loan.
Chewy13
https://ts.la/nick670348
Yep, after you become a member you can apply for a loan. It's free if you join VACC first, then apply for ussfcu membership. The whole process can take 1-2 weeks depending on how busy they are.
No idea on refinance, but you can always ask your SA to hold the car for a week or so while you gather your finances. Sometimes ussfcu is quick. I think they were just really behind last week.
Anyone know if you can get a loan in one owner’s name from USSFCU even if the car will be co-titled? It took a week+ to get a membership and account established for myself and only after I called. I’d rather not have to go through the process of getting another member set up and then doing a joint loan app.
Chewy13
https://ts.la/nick670348
Phew, I'm seeing the light at the end of the tunnel.
I called in this afternoon, and fortunately I was approved about an hour before calling.. USSFCU needs now, the Motor Vehicle Purchase Agreement - which you need to get from Tesla. Well apparently I didn't get that because I didn't fill out the financing info on the App. But I didn't fill it out because I wasn't sure the financing was a sure thing yet!
Well, now that it's a sure thing - I filled it out. Some 10 minutes later, the MVPA showed up, and I just submitted that to USSFCU. Additionally, I was able to pay my portion of the down payment through the Tesla app using Plaid - so no nervousness on wiring money to the wrong account.
Oh, and Insurance wouldn't take my money until they get a lienholder on some paperwork, so the loan was the big piece here. Yikes a lot of moving pieces to get done by Wednesday!
But. Approved for 3.74% - so that's good!
great w
great when did you apply? I am in the same boat delivery date 19th applied for the loan Friday not sure if thats enough time
Chewy13
https://ts.la/nick670348
I applied friday night> are you already a member? I will follow up with them tomorrow then
Chewy13
https://ts.la/nick670348
I applied for membership over a week ago, took a while. As soon as I got my membership number - I applied for a loan online. Account Number and Loan Applications all on Friday Afternoon.
Want to share my loan application process for anyone who may want to know what to expect.
Applied 5/8-> approved with the loan $ 5/10. No email or phone received. I uploaded my purchase agreement with the final price last night. There was no one contacted me in the meantime. Called this morning, and the person verified the documents and gave me a rate of 4.74%, which is pretty good!! He told me to call or email them at least one day before the pick-up day so they can send the check to Tesla via next day, for which they will charge $30.
I would suggest you call vs. email on your portal to save you time.
Hope it helps.
Applied 5/8-> approved with the loan $ 5/10. No email or phone received. I uploaded my purchase agreement with the final price last night. There was no one contacted me in the meantime. Called this morning, and the person verified the documents and gave me a rate of 4.74%, which is pretty good!! He told me to call or email them at least one day before the pick-up day so they can send the check to Tesla via next day, for which they will charge $30.
I would suggest you call vs. email on your portal to save you time.
Hope it helps.
rub1k
'23 MYLR7
(added emphasis mine)
Just checking, did you mean 3.74% (as that's the 60mo. rate still listed on their website)?
I got 3.24% loan for 36 months. The whole process from joining to being approved was under a week. I called Tesla to get my MVPA. Just upload most of the documents right away. Drivers License, SS# Card, MVPA if you have it.
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